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Home Indemnity Insurance is a legal requirement in WA for all residential building projects over the value of $20,000. It covers homeowners for risks such as loss of deposit or incomplete or defective building work.
It is the duty and responsibility of the builder to arrange HII, and to give you as the owner of the property a copy of the Certificate of Insurance.
HII is governed by the Home Building Contracts Act 1991, which requires the builder to take out Home Indemnity Insurance in the name of the owner before accepting payment or commencing work.