Plant & Equipment Insurance Cover
Whether you operate a large construction company or subcontract for a living, there is a good chance you depend on a variety of equipment to do your job.
Have you considered how you could maintain your livelihood if your equipment were vandalised, damaged, or stolen? Absorbing the cost of replacing equipment is beyond the budget of most businesses.
Plant and Equipment insurance is a smart way to give yourself the protection and peace of mind you deserve.
This is a sample of various restrictions to cover but is not a comprehensive list. Look over your policy in its entirety, or contact us to help you learn more about exclusions.
Nick operates a small trenching company. He recently hired Michelle to help with a large project. On her first day on the job, Michelle had an accident, ruining the expensive equipment and injuring himself.
Fortunately, Nick’s Plant and Equipment policy covered the ditcher and Michelle’s injuries. Michelle was willing to take a test to screen for drugs or alcohol, and he was free of any substances. The negative screening was an essential part of the Plant and Equipment insurance covering the machinery, rental of a replacement ditcher, and Michelle’s injuries.
You know the value of the tools of your trade. Make sure they are safe and secure by talking about Plant and Equipment Insurance with an insurance expert from Connect Business Insurance. You will get the cover you need and the peace of mind you deserve.
The material provided is for informational use only. It does not constitute legally binding insurance advice and should not take the place of an individual consultation with an insurance expert.