Aviation Insurance: Get Aircraft Cover From the Experts
Australia is a nation on the move. While the recent worldwide health crisis has slowed travel, it certainly has not halted it. However, traditional commercial air travel is losing ground to smaller private companies, and those who are able to are purchasing their own planes.
With an increase in smaller planes in the air, there is an increased potential for insurance claims. This fact begs the question, ‘Do I have the right aviation insurance coverage and are the amounts sufficient for my needs?’

What is Aviation Insurance?
Aviation insurance cover will protect you from the liability and risks associated with owning and operating an aircraft. Your aviation insurance policy should cover:
- Passengers and crew in the event of accident or illness
- Damage or loss of cargo
- Loss of life or injury as a result of air travel
- Damage to the plane including the hull
- Unforeseen circumstances
Need aviation insurance cover from the experts?
Who Should Have Aviation Insurance?
Because there are several types of aviation insurance, many groups of people should consider the cover. These include:
- Aircraft owners
- Operators of an airline or charter service
- Pilots
- Hanger operators
- Refuelers
- Baggage and cargo handlers

If I Do Not Use My Aircraft for Business Purposes, Do I Need Aviation Cover?
Whether your aircraft is a part of your business or strictly for pleasure, you should have an aviation insurance policy.
What is Not Covered?
Your aviation policy can vary greatly depending on numerous factors. Speak with your insurance expert to learn the details about coverage, exclusions, and cost.
Points of Interest
- The incidents leading to an aviation policy claim include issues with aircraft systems, weather problems, and wildlife strike
- In 2016, nearly 230 aircraft were a part of an accident in Australia. Additionally, 291 were involved in a severe accident
- Australian airports are consistently experiencing an increase in plane movements.
- In a 2018 report, the Australian Safety Transport Bureau explained that there is significant growth in the use of general and recreational aircraft. Additionally, the number of accidents and fatal accidents are higher
NOTE: The content provided is for informational use only. It is not a substitute for professional insurance guidance.
Case Study
A fire breaks out in a hanger where a plane awaiting service experiences irreparable damage. However, because the owner carries the proper aviation insurance, the owner of the ruined plane will receive compensation that equals the value of the aircraft damaged in the fire.