It is reasonable to believe that the majority of workers do not plan for mishaps on the job site. The belief that employers want their workers to be safe is equally plausible.
Unfortunately, there are occasions where, despite everyone’s best efforts, on the job accidents happen. According to the most current statistics compiled by Safe Work Australia, workers made 106,260 claims for workers compensation.
Well over 100,000 accidents that no one expected should be reason enough for employers to carry workers compensation insurance. Another reason is that having workers compensation insurance is not just a smart idea; it is the law.
Worker’s compensation cover will take care of:
The injured employee’s accrued medical expenses
Lost wages while the employee is away from work
Rehabilitative services prescribed to ready the employee for a work return