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As a business owner, you likely explored a wide variety of scenarios before you decided to open your company. While you believe you thought of everything and operate in good faith as safely as possible, there is a danger that can impact virtually every business. What is this potential disaster? It is an unexpected mishap. Should an accidental occurrence cause harm to someone or their property whilst on your premises, you can be held liable.
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As a businessperson, you know how crucial the correct insurance cover is for you, your employees, and those who happen to be in your place of business. Most people are familiar with the types of compulsory insurance for Australian businesses: Worker’s Compensation Insurance – A policy is necessary to protect those you employ from injury or death while at work. Public Liability Insurance – Your policy will take care of third parties who experience injury, death, or another type of...
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As a business owner, it is easy to be overwhelmed by all of the types and terminology associated with insurance cover. Liability insurance is especially important to all sizes of businesses. It is critical to the safety and success of your company to understand the kind of liability cover you need. A Public Liability policy should be the most important contract/document in almost any business.   Important Liability Insurance Types There are several kinds of liability cover available. You should understand...